Análise da opção pelo novo regime de previdência complementar do servidor público federal

Abstract

This paper presents an analysis of the financial difference to be generated in the retirement of federal public servants who opt for the new pension scheme. For this, simulations were performed with creating scenarios of servers in different situations, using different time of contribution and wages-of-contribution in each case. Calculations were carried out with the aid of the tool Microsoft Office Excel and its functions. The results showed that the new pension scheme does not guarantee in most cases a lifetime monthly earning to the server just like the current regime, and in cases which may be considered more advantageous financially the server will have to live with the risk of financial the expected return on actuarial projections not materialize.