O comparativo do custo de empréstimos para pessoa jurídica em diferentes instituições bancárias

Abstract

The final cost of a loan varies between different banking institutions in terms of interest rates, open credit rates as well as reciprocities required by financial agents. These points significantly impact the amount total of the project's debt and thus are important factors to be analyzed for a loan. This study aims to analyze and compare cost variations considering the credit conditions offered by banking institutions in the city of Santa Maria, RS, in the month of september 2017. It is a research of data collection, in which the costs of the loan and financing operations in different banking institutions were calculated, totaling six institutions. The result of the research collaborated to show the financial institution with greater advantage for the borrower and financing; thus contributing to relieve the cash flow of the venture and to clarify information about a market segment that, even if required by law, often does not clearly communicate its guidelines.