Estudo comparativo entre previdência pública e privada

Abstract

This work presents a comparative approach public and private providence systems. This study was based on the legislation and the practices adopted in both regimes, for that equalization was accomplished between these ones. Breaking of a reality that appears for an increase of the senior population and an accentuated informality in the job market, there were researched alternatives for these problems Through research process on works related to the subject and legislation, the process of bibliographical revision was accomplished. After drawing a historical profile of both systems, the analysis of the results was accomplished, and after selecting properly results, they were related in comparative pictures to facilitate the understanding and the correct interpretation of the data. The conclusions point out for a new method of calculation of the benefits to receive in the public providence, in its general regimen - RGPS - and for a visible alternative in the private initiative, more specifically in Sicredi Previdencia Individual, for people who want to establish a standard of living at least reasonable when of their old age or need resources to gain some economical comfort in any moment of the life. Another obtained result appears for the stamp assistance of the public providence. This characteristic is plenty present, in all of the predictions, as much of contribution as of benefit, to the citizens included by RGPS.