Desenvolvimento urbano e políticas habitacionais no Brasil: o programa Minha casa, Minha Vida

Abstract

The rapid process of urbanization, driven by industrialization and the pursuit of better economic opportunities and quality of life, resulted in the disordered expansion of Brazilian cities. This accelerated growth led to social inequality, insufficient infrastructure, and the increase of favelas and irregular settlements. The right to housing is a fundamental principle for all human beings, but the lack of adequate planning and effective public policies has worsened housing problems in the country, exacerbating inequalities and hindering access to decent housing. Housing policies aim to reduce the housing deficit; however, due to insufficient investments, they fail to assist everyone in need. This thesis aims to reflect on this problem, addressing the urbanization process, the Minha Casa Minha Vida (PMCMV) program, and a study on the beginning of housing policies up to the present day. For this purpose, bibliographic and documentary research techniques were used, allowing an investigation into how housing policies operate in the face of urban growth in Brazil. Historical analysis reveals that, although the PMCMV promoted benefits such as job creation and the construction of millions of housing units, it faced structural challenges, such as inadequate resource distribution and lack of infrastructure. It is concluded that housing

policies faced difficulties, including the allocation of resources that favored higher- income families and the predominance of the private sector, which prioritized profits

over social inclusion. The PMCMV improved access to housing but failed to adequately assist lower-income families.