Educação financeira nas escolas: estudo de caso de uma escola privada de ensino fundamental no município de Santa Maria (RS)

Abstract

The main objective of this monograph is to contribute to the growing and recent studies about Financial Education, which has been transversally insered in schools. The purpose is to develop the contact between the childen and Financial Education. In this context, this study aims to analyze the inclusion of Financial Education teaching in a private elementary school, located in the city of Santa Maria - RS. Therefore, the method used in research was a case study and the application of structured questionnaires to students, teachers and school directors. The results show that the Financial Education is inserted transverselly, besides, most teachers have the knowledge about the topic and half of them includes it in the classes they teach. The students present knowledge about Financial Education, part of this knowledge also comes from the usage of eletronic devices too. They consider this issue important and believe that the school is the right environment to learn about Financial Education. They are aware of the importance of using it, but there are only few students who aplly it correctly. Most parents encourage them to save money through the piggy bank, and those who do not have it consider a piggy bank very important. Students who receive an allowance know how to manage their money by dividing it between saving and spending. The Financial Education as an transversally subject offers advantages to the students by showing them how important it is to have a balanced financial life and that the savings from today can reflect in the achievement of something desired in the future.