Distribuição de crédito agrícola: contexto nos municípios pertencentes à mesorregião centro ocidental do Rio Grande do Sul

Abstract

The study intends to situate the context of agricultural credit for agricultural activities in the geographic mesoregion Centro Oeste of Rio Grande do Sul, composed of 31 municipalities. The theme of this article connects with current debates on the integration of the agricultural sector, channeling of the credit matrix, located in the productive interface, and the persistence of redistributive policies in the Brazilian countryside. Focusing on the credit coverage of the National Program for Strengthening Family Agriculture - PRONAF (NPRONAF), this research aims to analyze the behavior of rural credit resources destined to business agriculture, in the period from 2013 to 2022, in the geographic mesoregion Centro Western RS. Aspects of the scenario of agricultural resources for public management and planning work in the selected municipalities were addressed. Therefore, the methodology used was of the descriptive quantitative type. Based on data from the Agricultural Census and the SN rural credit matrix. It was verified, using the size of the property (fiscal modules) and the ratio index between non-Pronaf and Pronaf establishments (IRNPP) by municipality, that, although there is a high presence of Pronaf properties in the municipalities, the contracting of NPronaf credit is expressive and carried out more than once per agricultural unit in some municipalities. The results show that corporate agriculture has expanded its organization, so that agricultural policy, at the territorial level, encourages the strengthening of agricultural activities by producers who remain in conditions of guarantees and framework for financing. In addition, situational factors arising from the contracting of agricultural credit, encourage new productive-commercial arrangements in the municipalities.