Análise da diferença de alfabetização financeira entre meninos e meninas nas escolas brasileiras a partir dos dados do pisa

Abstract

Financial literacy is a crucial skill in an increasingly money-driven society. The present study aims to analyze the gap on financial literacy considering female and male gender based on data from the Program for International Student Assessment (PISA). The sample used is from PISA 2018, the program provides data on the performance of students aged 15 and measures the extent to which students have acquired essential knowledge and skills for full participation in social and economic life. To this end, proficiency equations were estimated for boys and girls and the Oaxaca-Blinder decomposition method was used to decompose the difference in proficiency averages. The results indicate that teenage boys have a higher proficiency, with a difference of 6.65 points on average compared to teenage girls. This discrepancy is explained by the structural effect, suggesting that underlying factors not directly observed, such as the dynamics of the division of household labor and social influences, play a significant role.