Estudo da percepção de alunos de graduação em Ciências Contábeis sobre educação financeira

Abstract

Given the importance of the financial education theme, thisscientific investigative study aimed to analyze the perception, level of knowledge and financial education practices adopted by undergraduate students in Accounting Sciences at the Federal University of Santa Maria. In this way, it was approached through bibliographic research in the areas pertinent to the work - concepts and the evolution of financial education involving its processes, methods and application from primary school to graduation, to have the necessary foundation to carry out the survey with undergraduate students. With this purpose, a quantitative research was carried out, through the application of an instrument divided into three variables, namely: (1) financial education teaching, (2) financial management, and (3) consumption practices, characterized according to the profiles of the respondents. With the data obtained, a mapping of the situation found was structured, suggesting good financial education practices and indication of future work. The results partially ratified information from similar studies and brought more visibility on needs and opportunities for improvement. It can be said that students have received financial education teachings throughout their academic life, especially in undergraduate studies, ensuring good knowledge on the subject. Regarding the importance, they are aware of this, but they are eager to expand and practice knowledge with discussions and analysis. The research had the contribution of mapping the situation of financial education teaching of undergraduates, obtaining basic information about the level of knowledge, significance of the theme and applications in order to provoke new discussions and findings that may guide the evolution and improvement of financial education knowledge.